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Credit card fees aren’t bad. Here’s why. Most of the cards recommended in our combos have an annual fee. These premium cards offer lots of great value, above and beyond the annual fee. We try to explain this value in our combo descriptions, making it easy to see why it is worth paying the fee….

There are generally two types of credit cards: Rewards and Cash Back. Cash Back cards are just what they sound like, they will earn you cash that you can use to pay down your next credit card bill. Rewards cards earn you points. These points can be used for a variety of things including cash…

While you may find a combo that meets your needs, the cards we recommend are generally premium cards and require good credit for approval. We can’t be sure you’ll get approved so you should know your score, before you apply. Credit karma is a great free resource to monitor your credit score. Always pay your…

There are a large number of small business credit cards that some people use to great reward. To keep things simple, I’ve not included any in the combos I recommend. If you want consider them, please visit One Mile at a Time for much more information.

Another great way to earn more free points is through shopping portals. Lots of rewards programs have shopping portals. So what are they? Portals are websites where you start your online shopping. They have links to online retailers and by starting with them, you get a bonus, usually in the form of bonus points. It…

The goal of this site isn’t to cover every card out there, and there are a lot. My goal is to keep it simple by only covering the best cards for most people. There are other cards out there that might be good, or even better for certain people. But rest assured the cards in…

What cards do I use and how? Here is my Credit Card plan. This isn’t necessarily the best plan for you, but it works for me and my family. My cards fall into two categories: cards we use for everyday spend and cards we put very little spend on but keep for the perks. Note…